TEAM
team

Ray Bolin
With 29 years of experience in the industry, a Master’s in Finance, and a passion for helping people achieve homeownership, Ray is a powerhouse addition to our growing team.
When he’s not crafting mortgage solutions, you can find him golfing, hiking, hunting, fishing, or riding horses. 🏌️♂️🐎 He and his wife, Carrie, have been married for 33 years and live in Grafton, Ohio. Their daughter, Madison, is an equine veterinarian in Virginia, and their son, Logan, is a financial planner in Ohio.
Ray knows the power of teamwork—from playing college football at Ashland University to navigating complex financial situations. And now, he’s bringing that same dedication to help our clients and partners WIN in 2025.

Kylea Akers
With 26 years of experience in the mortgage industry, Kylea Akers is passionate about helping families achieve their homeownership dreams. As a dedicated mortgage specialist, she believes that strong communication and genuine relationships are the keys to a smooth homebuying or refinancing experience.
As a busy mom of two and a skilled multitasker, Kylea understands the importance of balancing priorities—both for her clients and in her own life. She is committed to always having her clients’ best interests at heart and doing whatever it takes to help them succeed.
Kylea is also deeply connected to the veteran community. Married to a disabled U.S. Army veteran with 12 years of service, she has a personal appreciation for the sacrifices made by service members. This drives her passion for specializing in VA loans, ensuring that veterans and their families receive the support and benefits they deserve.
Based in North Carolina, Kylea loves spending time outdoors and going on adventures with her kids. She also enjoys photography, baking, and writing.
Whether you’re buying your first home, refinancing, or exploring loan options, Kylea is here to guide you every step of the way.

Jerry Godec
Jerry Godec is a dedicated loan officer with Texana Bank, bringing 24 years of experience in the mortgage industry and a passion for helping clients achieve homeownership. With a deep understanding of loan products and financial strategies, Jerry specializes in finding tailored mortgage solutions that fit each borrower’s unique needs.
Committed to providing exceptional service, Jerry takes a client-first approach, guiding homebuyers through the lending process with clarity and confidence. Whether working with first-time buyers, seasoned homeowners, or real estate investors, he ensures a seamless experience from application to closing.
Outside of work, Jerry enjoys fishing and being outdoors. His mission is to make homeownership accessible and stress-free, one loan at a time.
Contact Jerry Godec today to start your journey to homeownership!

Kelsey Cosgrove
Kelsey Cosgrove is a dedicated loan officer with Texana Bank, bringing her passion for education and community service into the world of mortgage lending. After spending years as a teacher and Athletic Director in the Clark County School District, Kelsey sought a career that offered both flexibility for her growing family and the opportunity to make a meaningful impact. That journey led her to mortgage lending, where she now helps others achieve their dream of homeownership—just as she did. Specializing in loan programs designed to assist teachers and CCSD employees, Kelsey works to secure homes with little to no money down, ensuring that educators and school staff have access to the financial resources they deserve. Licensed in all 50 states, she provides expert guidance on home purchases, refinances, and HELOCs, tailoring solutions to fit each client’s needs. Kelsey lives in Las Vegas with her husband, Mike, their young son, and they are excitedly expecting their newest family member. With her heart in education and her expertise in lending, Kelsey is committed to making homeownership accessible and stress-free for families across the country. Contact Kelsey today to start your journey to homeownership!
REMLO agents

Roszettie
Roszettie “Zettie” Gutierrez-Uy is a dedicated real estate and mortgage professional with a passion for helping clients achieve homeownership. As a REMLO loan officer with Texana Bank, Zettie brings her extensive experience in real estate and lending to guide homebuyers through the financing process with expertise and care.
With a background in real estate, Zettie understands the challenges and opportunities that come with purchasing a home. She specializes in providing tailored mortgage solutions, ensuring her clients—whether first-time buyers, investors, or those refinancing—secure the best possible financing for their needs. As a REMLO agent, she works closely with real estate professionals, bridging the gap between lending and home buying to create seamless transactions.
Zettie is committed to educating and empowering her clients, making the mortgage process straightforward and stress-free. Her passion for homeownership, combined with her knowledge of special financing programs, allows her to help more individuals and families turn their homeownership dreams into reality.
Contact Zettie today to explore your mortgage options and start your path to homeownership!

Silva Battaglin
With over 24 years of experience as a Las Vegas Realtor, Silva Battaglin has been a trusted name in the local real estate market. Fluent in English, French, and Italian, she has effectively served a diverse clientele, guiding them through the complexities of buying and selling homes. Silva has recently expanded her expertise by joining Texana Bank as a REMLO Loan Officer. In this role, she seamlessly integrates her extensive real estate knowledge with mortgage lending services, providing clients with a comprehensive and streamlined home-buying experience. Her dual proficiency ensures that clients receive personalized solutions tailored to their unique financial situations and property goals. Throughout her career, Silva has been committed to empowering clients with the information and resources they need to make informed decisions. Her transition into mortgage lending reflects her dedication to offering holistic support, from property search to securing the best financing options. Contact Silva today to explore your real estate and mortgage options, and take the first step toward achieving your homeownership dreams!